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Question:

Which statement is true of PPO plans?

A PPO membership provides a substantial discount below the regular rates of the medical professionals who are in the network.
Explaination

PPO plans provide substantial discounts for doctors and hospitals in the network. When using out-of-network providers, PPO members are reimbursed at a reduced rate. With a PPO, members can see the doctor or specialist they like without having to see a PCP first. PPO premiums tend to be higher than HMO plans, and there is usually a deductible.