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Which statement is true of PPO plans?

A PPO membership provides a substantial discount below the regular rates of the medical professionals who are in the network.

PPO plans provide substantial discounts for doctors and hospitals in the network. When using out-of-network providers, PPO members are reimbursed at a reduced rate. With a PPO, members can see the doctor or specialist they like without having to see a PCP first. PPO premiums tend to be higher than HMO plans, and there is usually a deductible.